Information We Collect

We also collect information automatically when you use our services, including login times, pages visited, and security-related activities. This helps us detect unusual account activity and protect against fraud.

How We Use Your Information

Your information serves specific purposes related to providing secure banking services and maintaining regulatory compliance. We process your data to:

• Verify your identity and prevent unauthorized account access
• Process transactions, transfers, and payment requests
• Monitor accounts for fraudulent or suspicious activity
• Provide customer support and respond to your inquiries
• Comply with federal banking regulations and reporting requirements
• Improve our security systems and risk management procedures
• Send important account notifications and security alerts
• Conduct internal audits and maintain accurate financial records

We never use your financial information for marketing purposes without explicit consent. Our primary focus remains protecting your accounts and ensuring secure banking operations.

Information Sharing and Disclosure

We share your information only when necessary for banking operations, legal compliance, or with your explicit permission. arlimgftoncru discloses personal data in these specific situations:

• With service providers who help process payments and maintain our systems
• To regulatory agencies as required by federal banking laws
• With credit bureaus for account verification and fraud prevention
• To law enforcement agencies when legally required
• With your other financial institutions when you initiate transfers
• To third parties when you provide written authorization

All third parties who receive your information must maintain the same security standards we follow. We regularly audit these relationships to ensure your data remains protected.

Your Privacy Rights

Under federal law and our commitment to transparency, you have specific rights regarding your personal information:

To exercise these rights, contact us using the information provided below. We'll respond within 30 days and verify your identity before processing requests.

Data Security Measures

Protecting your financial information requires multiple layers of security. arlimgftoncru implements comprehensive safeguards including:

• 256-bit SSL encryption for all data transmissions
• Multi-factor authentication for account access
• Regular security audits and penetration testing
• Secure data centers with 24/7 monitoring
• Employee background checks and security training
• Advanced fraud detection algorithms
• Encrypted data storage with restricted access controls
• Regular security updates and system patches

Despite these precautions, no system is completely secure. We continuously monitor for threats and update our security measures to address emerging risks in digital banking.

Data Retention and Deletion

We retain your information only as long as necessary for banking operations and legal compliance. Different types of data have specific retention periods:

• Account information: Maintained during active account period plus seven years
• Transaction records: Kept for seven years after transaction date
• Identity verification documents: Retained for five years after account closure
• Customer communications: Stored for three years from last contact
• Security logs: Maintained for two years for audit purposes

After retention periods expire, we securely delete or destroy your information using industry-standard methods. Some data may be retained longer if required by ongoing legal proceedings or regulatory investigations.

International Data Transfers

Your information is primarily processed within the United States. However, some data may be transferred to service providers in other countries for specific banking operations.

When international transfers occur, we ensure adequate protection through approved transfer mechanisms and require recipients to maintain equivalent security standards. These transfers support fraud monitoring, customer support, and technical maintenance of our banking systems.

Cookies and Tracking Technologies

Our website and mobile app use cookies to enhance security and improve your banking experience. These technologies help us:

• Remember your login preferences and security settings
• Detect unusual account activity and potential fraud
• Analyze website performance and identify technical issues
• Provide personalized account dashboards and features

You can manage cookie preferences through your browser settings, though disabling certain cookies may limit website functionality. Essential security cookies cannot be disabled as they protect your account from unauthorized access.

Policy Updates and Changes

We review and update this privacy policy annually or when significant changes occur in our data practices. When updates affect how we collect or use your information, we'll notify you through:

• Email notifications to your registered address
• Secure messages in your online banking portal
• Posted notices on our website and mobile app
• Written communications for significant changes

Changes take effect 30 days after notification, giving you time to review updates and exercise your rights if needed. Continued use of our services indicates acceptance of revised terms.